Sterling Ricks

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Sterling Ricks

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5 Crucial Questions to Ask When Buying a Condo

5 Crucial Questions to Ask When Buying a Condo

Not all homeownership looks like a single-family home with a white picket fence. There are all sorts of property types to help Americans realize the dream of becoming a homeowner. Condominiums, also known as condos, can be the perfect option for those who

Nov 15, 2022 | Purchasing a Home

Happy Veterans Day to All Veterans

Happy Veterans Day to All Veterans

Today, we honor all American Veterans who have serviced in the US Armed Forces. Your selfless service and sacrifice have brought honor to our great nation. We thank you for your service, your bravery, your love of God and Country, your selfless sacrifice,

Nov 11, 2022 |

What Documents Do I Need to Apply for a VA Loan?

What Documents Do I Need to Apply for a VA Loan?

If you qualify for a VA Loan, you will get some of the best mortgage terms and rates in the industry, including 0% down payments and no minimum credit score. However, starting the process for any home loan can be daunting. One of the first things you can

Nov 10, 2022 | VA Loans

5 Questions to Ask Yourself Before Buying a Vacation Home

5 Questions to Ask Yourself Before Buying a Vacation Home

Buying a vacation home can be an excellent investment, whether you are planning to use it exclusively as your own private escape or if you plan to rent it out for some extra income, or some combination of the two. However, purchasing a second home is a we

Nov 08, 2022 | Purchasing a Home

Understanding Seller Concessions

Understanding Seller Concessions

The U.S. real estate market has been so hot over the past few years that many buyers may not have ever heard of seller concessions. With interest rates and inflation rising, the market has slowed down over the past couple months, meaning there may be more

Nov 03, 2022 | Purchasing a Home

Is a 15-Year Fixed-Rate Mortgage Right for Me?

Is a 15-Year Fixed-Rate Mortgage Right for Me?

The most common home loan, by far, is the 30-year fixed-rate mortgage. It spreads out the principal and interest in an amortized pattern over three decades, allowing for manageable payments. It’s a good solid loan structure beloved by lenders and borrower

Nov 01, 2022 | Purchasing a Home