Sterling Ricks

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Sterling Ricks

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6 Ways to Save Money on Your Next Mortgage

6 Ways to Save Money on Your Next Mortgage

Mortgage interest rates have jumped more than two full percentage points in the past year and with home prices growing at record high paces, buying a home might seem more out of reach than ever for some people. The good news is that there are smart ways t

Jul 19, 2022 | Purchasing a Home

Which Credit Score Will My Mortgage Lender Use?

Which Credit Score Will My Mortgage Lender Use?

You probably already know that mortgage lenders will pull a record of your credit history when you apply for a home loan. You may also know that there are several versions of your credit score for your lender to choose from. What you probably do not know

Jul 14, 2022 | Credit

How Soon After Buying Can I Refinance the Mortgage of My Second Home?

How Soon After Buying Can I Refinance the Mortgage of My Second Home?

Maybe you bought a second home during the pandemic as a way to escape during lockdowns. Maybe you bought one to rent out part-time for extra income in today’s uncertain economy. And with home prices growing so quickly, you may be wondering if you can refi

Jul 12, 2022 | Refinancing a Home

Can I Get a Mortgage for a Manufactured Home?

Can I Get a Mortgage for a Manufactured Home?

The average home price in the U.S. has jumped significantly over the past few years, forcing potential home buyers to reexamine their wants and needs when it comes to housing. One more affordable option - that actually makes up 10% of all single-family ho

Jul 07, 2022 | Purchasing a Home

Is Now a Good Time to Buy a Vacation Home?

Is Now a Good Time to Buy a Vacation Home?

During the past two years, demand for vacation homes skyrocketed as cooped-up Americans sought out domestic getaways while the COVID-19 pandemic raged.  With travel restrictions mostly lifted, people are again venturing out all around the world. What does

Jul 05, 2022 | Purchasing a Home

Happy Independence Day

Happy Independence Day

To all our customers, Happy Independence Day! We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness.

Jul 04, 2022 |